Important Disclaimer
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at the applicable website. A written list of participating providers is available upon request.
Cancellation Rights: You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR residents will be refunded the processing fee).
Discount Plan Organization and Administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
This plan is not available in Vermont or Washington.
Program Overview
Ideal Health is a discount program offered by Ideal LLC that provides access to discounted health services through a network of participating providers.
Membership Terms
- Discounts Available: Discounts are available only from participating providers and vary by provider and service.
- Direct Payment Responsibility: The program does not make payments to providers. Members are responsible for paying the discounted charges directly to participating providers at the time of service unless otherwise stated.
- Provider Changes: Provider availability and participation may change without notice.
- Cancellation Rights: You may cancel your membership within 30 days of the effective date or receipt of membership materials (whichever is later) for a refund, less any applicable processing or administrative fees, where permitted.
Your Responsibilities
As a member, you agree to:
- Provide accurate and complete information when enrolling
- Pay participating providers directly for discounted services
- Comply with provider policies and procedures
- Use the program only for authorized purposes
Limitation of Liability
Ideal LLC and the Ideal Health program are not responsible for the quality, timeliness, or appropriateness of services provided by participating healthcare providers. Members should verify provider credentials and quality independently.
Fees and Payment
Membership fees, where applicable, are non-refundable except as provided by this agreement or applicable law. Discounted services are paid directly to providers at the point of service.
Changes to Terms
Ideal LLC reserves the right to modify these terms at any time. Continued membership in the program constitutes acceptance of any modifications.
Contact Information
For questions about these terms or the Ideal Health program, please contact:
Ideal (Ideal LLC)
1846 Fernando Ln
Tallahassee, FL 32303
Email: hello@idealhealth.com
Last updated: February 19, 2026